NICOLE WALSTON

Essential Duties & Responsibilities:

Transaction Monitoring & Investigations

 Review automated and manual alerts for unusual or suspicious activity

 Analyze customer transactions, account behavior, and relationships to identify potential money laundering,

fraud, or terrorist financing

 Perform enhanced due diligence on high-risk customers and accounts

 Document investigative findings in accordance with regulatory expectations

Regulatory Reporting & Filings

 Prepare and file Suspicious Activity Reports (SARs)

 Review and support Currency Transaction Report (CTR) filings

 Conduct OFAC and 314(a) searches and resolve potential matches

 Maintain accurate case files for audit and examination purposes

Customer Risk & Due Diligence

 Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)

 Assist with customer risk rating methodology and periodic reviews

 Monitor high-risk industries, geographies, and product types

Program Support & Compliance

 Ensure compliance with BSA, USA PATRIOT Act, OFAC, and related regulations

 Assist with BSA/AML risk assessments and independent audit requests

 Support regulatory exams and internal reviews

 Recommend enhancements to monitoring rules, internal controls, and procedures

Collaboration & Culture

 Partner with lending, deposit operations, and branch teams to obtain required documentation

 Provide guidance on CIP, CDD, and suspicious activity identification

 Contribute to ongoing compliance training and awareness